Our Services
Investment Management
Your investment portfolio is constructed and managed based upon your investment objectives, time horizon, and risk tolerance. The principles of Modern Portfolio Theory are applied in the selection of asset classes and securities in which to invest. Buckeye Financial Solutions, Inc. does not practice market timing, and a "buy and hold" strategy is used in order to save you money on transaction costs and taxes. Our goal is to lower your total cost to invest, and deliver consistent, predictable returns. Periodic rebalancing is performed to realign the portfolio with your investment plan. You do not need a minimum investment net worth to become a client.
Your portfolio will consist of a combination of no-load mutual funds and exchange traded funds (ETF) which meet strict due diligence criteria.
Fees are calculated based upon a percentage of assets under management. The fee schedule for on-going investment management is:
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Assets Under Management
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Annual Fee
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From $0 to $500,000
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0.60%
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From $500,001 to $1,000,000
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0.45%
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From $1,000,001 to $2,000,000
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0.30%
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From $2,000,001 and thereafter
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0.20%
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Minimum annual fee is $1,500.
Financial Planning
We are not simply investment managers. We offer comprehensive financial planning to assist you in identifying & reaching your goals. Your personalized financial plan often includes analysis and recommendations regarding:
Retirement Planning - projecting sustainable standards of living in retirement based upon inflation & investment return assumptions
Income Tax Planning - analysis of your unique tax situation to take full advantage of opportunities in the tax law
Budgeting and Cash Flow - analysis of cash inflows & outflows, and recommendations for improvement
College Planning - incorporating the best methods of saving for college (529 plans vs. Coverdell Savings vs. after-tax savings)
Risk Management (Insurance) Review - independent review of your property & casualty, life, disability, and long-term care coverage
Estate Planning Review - review of current documents for adequacy and recommendations regarding any shortfalls
Fees for financial planning are generally between $1,000 and $4,500 depending upon the complexity of the plan.
Income Tax Preparation
Existing financial planning and investment management clients can have their income tax returns professionally prepared in-house by a Certified Public Accountant. Fees will vary depending upon the complexity and number of tax returns, and are billed upon the completion of the return(s).
Financial Tune-Up
A combination of the financial planning and investment management services described above are available on a one-time basis, and are billed as the work is completed. Fees for a financial tune-up are generally between $2,000 and $5,500 depending upon the complexity of the situation.
